Top paying cash ISA rate for this years allowance Santanders
2 year fixed Major ISA paying
4.00% and allows transfers in, no withdrawals
during the term.
If your money is sitting in a low earning interest account maybe only paying 0.10% switch to one of the easy access accounts paying just under 3.00% , keep an eye on the accounts offering a bonus as when this ends ends the banks wont remind you.
If your cash ISA is paying a poor rate remember although you can only pay into one ISA during the financial year you can transfer without penalty to a better paying account.
If your able to tie your money up for longer a fixed rate account will offer a better rate but if you have to access it during the account term it will probably lose you 3 months interest so bear this in mind when considering whats on offer.
Although the highest rates seem to be most attractive, keep an eye on some just a little lower but tracking above the bank of England base rate, as if interest rates go up these may offer a good deal.
2012/2013 Cash ISA entitlement has risen to £5640 from £5340 last year.
With regular sourcing of whats available online and who is offering special promotions have a look back regularly for updates as they occur.