Top paying cash ISA rate for this years allowance Santanders Loyalty Flexible ISA paying 3.50% and guaranteed to track 3.00% above the Bank of England base rate.(does not allow transfers in)and is for existing Santander customers, but would be available to new customers who switch their current account.
Very attractive offer especially if
there is an interest rate rise.
If your money is sitting in a low earning interest account maybe only paying 0.10% switch to one of the easy access accounts paying just under 3.00% , keep an eye on the accounts offering a bonus as when this ends ends the banks wont remind you.
If your cash ISA is paying a poor rate remember although you can only pay into one ISA during the financial year you can transfer without penalty to a better paying account.
If your able to tie your money up for longer a fixed rate account will offer a better rate but if you have to access it during the account term it will probably lose you 3 months interest so bear this in mind when considering whats on offer.
Although the highest rates seem to be most attractive, keep an eye on some just a little lower but tracking above the bank of England base rate, as if interest rates go up these may offer a good deal.
2011/2012 Cash ISA entitlement has risen to £5340 from £5100 last year.
With regular sourcing of whats available online and who is offering special promotions have a look back regularly for updates as they occur.
hinwallet.co.uk 
